Reader’s Question:

Can one still get car insurance quotes for a 60-year-old driver?

Chris

Milwaukee, WI

Older drivers are still allowed to maintain their licenses and are thus still required to have their car insurance coverage. However, older drivers are charged with much higher premiums. This is because car insurance companies see them as not so favorable insurance risks since they are more likely to file costly claims. And this is mainly because of the more special care they need after an accident because they tend to end up sustaining far serious injuries than younger drivers. They tend to require much longer and more complex medical or hospital care, as well, which means bigger payouts on the insurer’s part. This is why taking the older driver safety course will prove to be very beneficial. Clients who get to finish this course will be given instant discounts that could lower their rates up to 10% depending on the company’s rating system. This can be taken in any facility approved by the Department of Motor Vehicles (DMV). This course will give valuable updates on the conditions of the streets. It will also impart some important techniques to compensate for vision changes, hearing loss and decreased reaction time so as to avoid serious car crashes. To get competitive rates on older driver car insurance, obtain car insurance quotes online or call your local car insurance agent.